Travel with Complete Confidence

Last Updated: December 2024

1. Agreement to Terms

By accessing and using VoyageSafely's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Service Description

VoyageSafely provides travel insurance and safety solutions including but not limited to medical coverage, trip protection, baggage insurance, and emergency assistance services. Our services are subject to policy terms and conditions.

3. Eligibility and Registration

You must be at least 18 years of age to purchase our services. By registering, you warrant that all information provided is accurate and complete. You are responsible for maintaining the confidentiality of your account information.

4. Coverage and Claims

Insurance coverage is subject to the terms and conditions of your specific policy. Claims must be reported within the timeframes specified in your policy documents. Pre-existing conditions and exclusions apply as outlined in your policy.

5. Payment and Pricing

All prices are quoted in US dollars and are subject to change. Payment is due upon policy purchase. Refunds are available subject to our cancellation policy and applicable cooling-off periods.

6. Limitation of Liability

Our liability is limited to the coverage amounts specified in your policy. We are not liable for indirect, incidental, or consequential damages. Our total liability shall not exceed the premium paid for your policy.

7. Modification of Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of any modifications.

8. Contact Information

For questions about these terms, contact us at [email protected] or call +1 (212) 555-7843.

Last Updated: December 2024

1. Information We Collect

We collect personal information including name, contact details, travel information, medical history relevant to coverage, and payment information. We also collect usage data through cookies and analytics tools.

2. How We Use Your Information

Your information is used to provide insurance services, process claims, communicate with you about your policy, comply with legal requirements, and improve our services. We may also use aggregated data for research and development.

3. Information Sharing

We share information with insurance underwriters, medical providers, claims processors, and other service providers necessary to deliver our services. We do not sell personal information to third parties for marketing purposes.

4. Data Security

We implement industry-standard security measures including encryption, secure servers, and access controls to protect your personal information. However, no method of transmission is 100% secure.

5. Your Rights

You have the right to access, correct, delete, or restrict processing of your personal information. You may also object to processing or request data portability. Contact us to exercise these rights.

6. Cookies and Tracking

We use cookies for functionality, analytics, and marketing purposes. You can control cookie settings through your browser, though this may affect site functionality.

7. International Transfers

Your information may be transferred to countries with different privacy laws. We ensure appropriate safeguards are in place for such transfers.

8. Children's Privacy

We do not knowingly collect information from children under 13. If we become aware of such collection, we will delete the information immediately.

9. Contact Us

For privacy concerns, contact our Data Protection Officer at [email protected] or +1 (212) 555-7843.

Last Updated: December 2024

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better browsing experience and allow certain features to function properly.

2. Types of Cookies We Use

Essential Cookies: Required for basic site functionality, security, and form submissions. These cannot be disabled.

Analytics Cookies: Help us understand how visitors interact with our website to improve performance and user experience.

Marketing Cookies: Used to deliver relevant advertisements and track marketing campaign effectiveness.

Functionality Cookies: Remember your preferences and settings to personalize your experience.

3. Third-Party Cookies

We may use third-party services that set their own cookies, including Google Analytics, social media plugins, and advertising networks. These services have their own privacy policies.

4. Managing Cookie Preferences

You can control cookies through your browser settings or our cookie preference center. Disabling certain cookies may affect website functionality.

5. Cookie Consent

By continuing to use our website, you consent to our use of cookies as described in this policy. You can withdraw consent at any time through your browser settings.

6. Updates to This Policy

We may update this cookie policy to reflect changes in our practices or applicable laws. Please review this policy periodically.

7. Contact Information

Questions about our cookie policy? Contact us at [email protected].

Last Updated: December 2024

1. Copyright Protection

VoyageSafely respects intellectual property rights and expects users to do the same. We comply with the Digital Millennium Copyright Act (DMCA) and will respond to valid takedown notices.

2. Filing a DMCA Notice

If you believe your copyrighted work has been used without permission, please provide our designated agent with the following information:

• Your physical or electronic signature
• Description of the copyrighted work claimed to be infringed
• Location of the allegedly infringing material on our site
• Your contact information (address, phone, email)
• Statement of good faith belief that use is not authorized
• Statement that the information is accurate and you're authorized to act

3. Designated Agent

Send DMCA notices to our designated agent:

Email: [email protected]
Phone: +1 (212) 555-7843
Address: 847 Broadway Suite 315, New York, NY 10003, United States

4. Counter-Notification

If you believe content was removed in error, you may file a counter-notification including your contact information, description of removed content, statement of good faith belief, and consent to jurisdiction.

5. Repeat Infringers

We maintain a policy of terminating accounts of users who are repeat infringers of intellectual property rights.

6. False Claims

Please note that filing false DMCA claims may result in liability for damages, including attorney fees and court costs.

Last Updated: December 2024

1. Your Data Protection Rights

Under the General Data Protection Regulation (GDPR), you have the following rights regarding your personal data:

• Right of Access: Request copies of your personal data
• Right of Rectification: Correct inaccurate or incomplete data
• Right of Erasure: Request deletion of your personal data
• Right to Restrict Processing: Limit how we use your data
• Right to Object: Object to processing based on legitimate interests
• Right to Data Portability: Receive your data in a portable format

2. Legal Basis for Processing

We process your personal data based on:

• Consent you provide for specific purposes
• Contract performance (insurance services)
• Legal obligations (regulatory compliance)
• Legitimate interests (fraud prevention, service improvement)

3. Data Retention

We retain personal data only as long as necessary for the purposes outlined in our privacy policy, typically 7 years for insurance records or as required by law.

4. International Transfers

When transferring data outside the EU, we ensure adequate protection through approved transfer mechanisms such as Standard Contractual Clauses or adequacy decisions.

5. Data Protection Officer

Our Data Protection Officer monitors GDPR compliance and serves as your point of contact for data protection matters.

6. Exercising Your Rights

To exercise your GDPR rights, contact us at:

Email: [email protected]
Phone: +1 (212) 555-7843

7. Complaints

You have the right to lodge a complaint with your local data protection supervisory authority if you believe we have violated GDPR requirements.